GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”

  • sugar_in_your_tea@sh.itjust.works
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    1 month ago

    Without reviewing the structures, this is just a trust me bro

    You can literally see the donation of $48B. The pledge itself isn’t legally binding, but he has been consistently donating. He’s 94, so I don’t think it’ll take long to see the proof in the pudding.

    Here are some notes from his Wikipedia page:

    In 2008, Buffett was ranked by Forbes as the richest person in the world with an estimated net worth of approximately $62 billion. In 2009, after donating billions of dollars to charity, he was ranked as the second richest man in the United States with a net worth of $37 billion.

    As of 2023, Buffett has given over $50 billion to charitable causes.

    I will note that the last figure probably includes the money given to his kids’ organizations (not directly to his kids).

    And a quote about inheritance for his kids:

    “I want to give my kids just enough so that they would feel that they could do anything, but not so much that they would feel like doing nothing”

    He has a pretty consistent track record of philanthropy and statements about philanthropy, so I would be really surprised if he changed that in the last few years of his life. I guess we’ll see though.

    why are you worshiping some gereatric nepo baby

    Where did I say I was worshipping him? I’m merely saying I think what he’s doing is admirable and that he doesn’t qualify as a “nepo baby.” If you look into his history, he worked hard throughout his early life to save and invest, and I see no indications that his parents gave him a huge inheritance or kickstarted his career in any meaningful way. Yeah, his dad was a House Rep for 8 years (6 of those consecutive), and here’s a quote about him on his father’s Wikipedia page:

    ‘Unshakably ethical, Howard refused offers of junkets and even turned down a part of his pay. During his first term, when congressional salary was raised from $10,000 to $12,500, Howard left the extra money in the Capitol disbursement office, insisting that he had been elected at the lower salary.’ His wife said he considered only one issue when deciding whether or not to vote for a bill: ‘Will this add to, or subtract from, human liberty?’

    That doesn’t sound like the kind of man to give his son an unfair advantage…

    • Malfeasant@lemm.ee
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      1 month ago

      It’s not charity to give money to an organization you (or friends or relatives) control, it’s a way to keep your assets under your control without having to pay taxes that would otherwise be required.

      • sugar_in_your_tea@sh.itjust.works
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        1 month ago

        It is if that charity uses the money to help people. So any accusation needs to actually look at the financials of those orgs to see where the money is going.

      • nednobbins@lemm.ee
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        1 month ago

        That would be true if he were secretly using those charities to enrich himself but there’s no evidence of that at all.

        • Malfeasant@lemm.ee
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          1 month ago

          I think you’re missing the point - it’s not that he’s enriching himself - he’s already done that. It’s that the charity carries out his will, not necessarily the will of people who need charities.

          • nednobbins@lemm.ee
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            1 month ago

            Charity is about who benefits, not about who decides how to provide that benefit.

            The idea of choosing a charity based on the donor’s will of how it will get spent describes almost all types of charity. If someone donates to any charity at all, they have made a choice on how to allocate their resources and they just take it on faith that that’s the people who need it the most.

            Furthermore, any given dollar of his can only be spent once. The money he spent on himself enriches himself. It’s a considerable amount of money but it’s a tiny fraction of the money he controls. Any dollar he gives away can’t be spent to enrich himself.

            Finally, Buffet has donated over $57 billion. How is he supposed to distribute that? Fly a plane around the country and dump cash out the window? Send a huge check to the IRS? Give it all to your favorite charity? The obvious answer is that he sets up an organization that will analyze existing charities for need and effectiveness and then distributes his assets accordingly.

    • sunzu2@thebrainbin.org
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      1 month ago

      You are poorly educated on the issue and you are citing propaganda he paid for.

      Please do some proper researcher on topic of oligarch charity and what that’s all about.

      I can’t believe in 2024 we still have adults larping this shite. No wonder we got shit sociology-economic conditions and only getting worse…

          • sugar_in_your_tea@sh.itjust.works
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            1 month ago

            I haven’t watched the YouTube video (I generally distrust what Reich says), but here’s what I see from the other sources:

            currentafairs

            Mentions Buffett once, and only when mentioning the pledge to Gates’ foundation. The article seems to mostly be about the Gates’ foundation taking credit for things they didn’t do. I’ll certainly read through the rest of the article, but it definitely seems to be a criticism of that org, not Warren Buffett.

            inequality

            Talks about The Giving Pledge (created by Buffett) and how those who have pledged aren’t donating their money fast enough (i.e. their money is growing faster than their donations). I don’t really see this as an issue, since the problem should correct itself when they die.

            The article also complains about most donations going to foundations or DAFs, but honestly, when you need to move that much money, that’s probably the most efficient way to do it. So I guess I don’t understand the criticism.

            apnews

            This one is about wealthy people avoiding taxes generally. I don’t know how this applies to Warren Buffett, whose wealth is in the US and AFAIK isn’t being hidden in tax shelters like offshore banks or trusts. His tax bill is relatively low (this article claims 0.1% from 2014 to 2018), but I think that’s countered by his statements about increasing taxes on the rich (he is registered Democrat, if that matters to you at all).

            So I don’t think the issue here has anything to do with Buffett himself, the issue is the tax law doesn’t account for unrealized gains. Or in other words, don’t blame the player, blame the game. The closest Buffett gets to tax shelters is his stock donations to his kids’ foundations, but my understanding is that those are charitable orgs, so I don’t see a ton of difference there vs donating to other orgs like the Bill and Melinda Gates Foundation, which he has donated way more to vs his kids’ orgs.

            My personal view here is that any compensation above some amount (say, $400k) regardless of source should be taxed at the current rates, and those assets stepped up in basis appropriately. I don’t like Harris’ proposal though because it’s based on wealth instead of income, but I think Buffet himself would approve a change here. If we handled it that way, the income from stock grants and whatnot for extremely highly compensated employees (like a CEO) would end up being taxed as income (short term gains), and therefore would be functionally equivalent to a cash salary, which is what it’s intending to be.